Start Riding in 3 Simple Steps
Choose Your Bike
Select any OHM model and build your perfect ride
Get Instant Approval
Select Shop Pay at checkout. Know in seconds
Pay As You Ride
Spread cost over time with 0% interest
Choose your model and payment plan
Your Monthly Payment
Quest
Essential commuter for daily rides
From $270.68
12 months
Cruise
Built for urban exploration
$288.74
12 months
Journey
Weekend adventure bike with motor options
From $324.84
12 months
Journey PRO
Ultimate adventure bike, expedition ready
$487.30
12 months
✓ No impact on credit score to check eligibility
Compare Your Options
Credit Card
19.99% Average APR
Compound interest
Affects credit utilization
Shop Pay
0%APR on all plans
Fixed payments
Budget friendly
Car Payment
$450+Monthly average
Plus gas & insurance
Depreciation costs
Why Finance with Shop Pay?
Instant Approval
Know in seconds if you're approved. No waiting, no paperwork.
Always Low Interest
The price you see is all you pay.
Flexible Terms
Choose from 3 to 12 months. Match payments to your budget.
Secure & Simple
Backed by Shopify. Manage everything in the Shop app.
Ride Now, Pay Later
Don't wait for your adventure. Start riding immediately.
No Hidden Fees
No late fees if you miss a payment. Just pay when you can.
Common Questions
How does Shop Pay Installments work?
Shop Pay Installments lets you split your purchase into equal payments over time with low interest. Simply choose Shop Pay at checkout, get instant approval, and your bike ships immediately while you pay over time.
Will this affect my credit score?
Checking your eligibility won't impact your credit score. Shop Pay uses a soft credit check for pre-qualification. Only if you proceed with the purchase will it appear on your credit report.
What if I want to pay it off early?
You can pay off your balance early at any time with no penalties. Since there's low interest, you won't save money by paying early, but you're always free to do so through the Shop app.
Can I use Shop Pay with sale items?
Yes! Shop Pay Installments works on all OHM bikes, including sale items, bundles, and bikes with accessories. You can finance your complete setup.
What's the minimum purchase amount?
Shop Pay Installments is available for purchases of $50 or more. All OHM bikes qualify, and you can include accessories in your financed amount.
How do I manage my payments?
Everything is managed through the Shop app. You'll see upcoming payments, can update payment methods, and even pay early if you choose. Automatic payments make it effortless.
Ready to Start Your Adventure?
Join thousands of riders who chose the smart way to buy
Average approval time: 7 seconds